And now we have added peace of mind...
We would recommend Joel to anyone pursuing LTC insurance.
You answered my questions with clarity to fit my situation.
He served us with integrity, honesty, and always with our needs in mind!
He bent over backwards to help us.
You are highly recommended!
He was honest, forthright and answered all our questions fully.
Joel is honest, patient and well informed.
I thought he did a thorough and excellent job as a Dave Ramsey ELP.