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A Special Notice to Washington Residents, or those from Oregon or Idaho who work in Washington

Individual Dental Insurance

Friendly dentist working on patient's teeth.

Individual Dental Insurance is available to individuals and families that are not covered by group dental insurance. For people without dental insurance, cost often stands in the way of getting the care they need to maintain the health of their teeth and gums. Even for routine preventive care, a trip to the dentist’s office could mean a substantial amount of money out of your pocket.

A freedom-of-choice plan allows you to see any dentist you wish. However, this plan does impose 6- to 12-month waiting periods for some services. This is not the best plan for an individual who needs comprehensive coverage within the first 12 months. However, if dental coverage is desired for a long period of time, and there is no rush to receive the major benefits, this plan may work for you.

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Customer Reviews

We found him to be very knowledgeable, personable, and exceptionally responsive.
KT
Kim T,
Spokane, WA

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I wouldn’t call you a salesman, I would call you a guide.
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Don B,
Petersburg, AK

Customer Reviews

Thank you again Joel for all your help.
BF
Becky F,
Powell, WY

Customer Reviews

It has been a pleasure to work with Joel.
CJ
Carolyn J,
Spokane, WA

Customer Reviews

Joel was so helpful-he even arranged a conference call with my carrier…
MM
Meg M,
Spokane, WA

Customer Reviews

We recommended Joel to our class and to our friends.
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Post Falls, ID
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Shaking handsSubmit a form to request a change to your current insurance policy.
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Below is a link to the state of Washington government website that oversees the state mandated long-term care insurance program known as the Cares Fund. The website provides up-to-date, real time information about how the program is being administered, recommended improvements to the plan from a special oversight taskforce, and the ability to participate in Zoom meetings relating to the Cares Fund and the opportunity to provide comments and suggestions to state legislators and administrators of the program.