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A Special Notice to Washington Residents, or those from Oregon or Idaho who work in Washington

Important Information About The Washington State Long Term Care Trust Act

If you are a w-2 worker or have a business that employs w-2 workers in the state of Washington you need to be aware of the Washington State Long Term Care Trust Act.

By clicking on the assessment tool link below you will be able to get a clearer picture about how the program will work. I would be happy to help you look at the cost/benefit of private long term care insurance plans to allow you to receive a waiver on the state plan.

Starting on January 1, 2022, Washington State is going to begin deducting a tax from your pay to fund a state sponsored long term care trust. Through this trust, Washington residents may qualify for limited long term care benefits after paying into it for at least six years.

This tax is based on your income, and there is no limit to the amount you can pay. But there are private alternatives that could be more affordable and provide better coverage.

It is critical that EVERY Washington State wage earner spend 5 minutes to conduct an anonymous assessment of their state trust costs compared to private insurance options. The assessment will provide you with detailed trust information and costs so you can determine the best path forward.

Conduct Your Anonymous Assessment Now

The state is offering a limited one-time opt-out period from now until Nov 1, 2021. However, to qualify for this exemption, you must instead have a private Long Term Care Insurance policy in place.

Please take a moment to complete your assessment and let me know if you have questions.

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Below is a link to the state of Washington government website that oversees the state mandated long-term care insurance program known as the Cares Fund. The website provides up-to-date, real time information about how the program is being administered, recommended improvements to the plan from a special oversight taskforce, and the ability to participate in Zoom meetings relating to the Cares Fund and the opportunity to provide comments and suggestions to state legislators and administrators of the program.