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A Special Notice to Washington Residents, or those from Oregon or Idaho who work in Washington

Final Expense

final expense

While no one knows when we or a loved one will pass on, we can take steps now to help ensure that funeral costs and other final expenses will be covered when the time comes and help ensure a legacy of peace and calm.


Funeral Costs Estimates

Professional services, embalming, visitation, etc.: $7,640

Metal casket: $2,500

Burial vault: $1,495

Cemetery Cost Estimates

Cemetery plot: $400-$10,000

Monument: $500-$12,000

Opening and closing of the grave (varies by cemetery): $300-$1,000

Graveside service fee: $220-$1,700

Range Of Estimated Funeral Expenses: $9,995-$24,700*

*AVG expense to cover: 2021 $15,000

Other Possible Final Expenses:

May include immediate household expenses, car loans, and loss of income.

Unlike an inheritance, final expenses are something none of us want to leave behind for a loved one. The goal is to share a gift- or legacy – rather than costs and expenses.

FYI: Social Security only covers a lump sum of $255 for those who qualify for final expense and the Veteran’s Administration final expense benefit only covers from $807 to $1,107 for a non-service-related death (if you qualify).

Final expense insurance is fast and easy and can make a world of difference at a difficult time.

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Below is a link to the state of Washington government website that oversees the state mandated long-term care insurance program known as the Cares Fund. The website provides up-to-date, real time information about how the program is being administered, recommended improvements to the plan from a special oversight taskforce, and the ability to participate in Zoom meetings relating to the Cares Fund and the opportunity to provide comments and suggestions to state legislators and administrators of the program.