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A Special Notice to Washington Residents, or those from Oregon or Idaho who work in Washington

Customer Reviews

Read what some of our satisfied insurance customers have to say! If you’d like to provide your feedback, please submit your online review.

We found him to be very knowledgeable, personable, and exceptionally responsive.
Joel expertly guided my wife and me through the very complex process of acquiring long term care insurance. We found him to be very knowledgeable, quite personable, and exceptionally responsive to our particularly unique circumstances. We heartily recommend that anyone needing information and/or coverage regarding long term care insurance seek the advice and assistance of Joel Ferris Jr. He truly has the heart of a teacher.
KT
Kim T,
Spokane, WA
I wouldn’t call you a salesman, I would call you a guide.
Joel-thank you so much. You really went above and beyond for me. I wouldn’t call you a salesman, I would call you a guide.
DB
Don B,
Petersburg, AK
Thank you again Joel for all your help.
Thank you again Joel for all your help. Can’t believe it’s been 6 months since starting the process, but we are so glad to have this coverage. It truly gives us some peace of mind. You can be sure that we will definitely recommend you when the opportunity arises.
BF
Becky F,
Powell, WY
It has been a pleasure to work with Joel.
It has been a pleasure to work with Joel. He is very knowledgeable in the field of long-term care insurance and a first-class professional in every way. We were most impressed with his ability to focus on our individual, specific needs and to provide us several options for our long-term care insurance. We have now made our selection and feel that Joel is the reason our decision was clear and painless. Thank you!
CJ
Carolyn J,
Spokane, WA
Joel was so helpful-he even arranged a conference call with my carrier…
I decided recently to modify my long term care coverage (purchased shared policy with late husband in 1995). Joel was so helpful-he even arranged a conference call with my carrier so we each got all our questions answered. I accomplished my goal with one phone call. It was a very satisfactory experience.
MM
Meg M,
Spokane, WA
We recommended Joel to our class and to our friends.
Even though it was a Sunday night, Joel responded right away to our ELP request through the Dave Ramsey website. We were facilitating our first Financial Peace class and were preparing for the lesson on insurance. Throughout our process of buying long term care and term life insurance, Joel was very pleasant, friendly, prompt and knowledgeable. We recommended Joel to our class and to our friends.
JD
Jim D,
Post Falls, ID
Joel went the extra mile for me to get me a suitable policy at a good price.
Joel went the extra mile for me to get me a suitable policy at a good price. I heartily recommend him as an ELP for Dave Ramsey.
BB
Betty B,
Hayden, ID
Joel is AWESOME!
My husband and I are big fans of Dave Ramsey. When we began thinking of Long-Term Care Insurance it was natural for us to turn to Dave’s Endorsed Local Provider (ELP). We felt very fortunate to meet Joel Ferris. Joel is AWESOME! He walked us through the options and made procuring the polices a breeze. He checked back several times to make sure we were happy. (And we are…) Awesome experience!
LW
Lynda W,
Greenacres, WA
I recommend him without hesitation.
It was a pleasure working with Joel. He answered my questions promptly and thoroughly. His manner was warm and friendly, while always very professional. I recommend him without hesitation.
SR
Sharon R,
Kalispell, MT
He served us with integrity, honesty, and always with our needs in mind!
Joel served as our long-distance advisor (from Helena, Montana to Spokane, Washington). We were so pleased to meet Joel via email, phone, and in person. We had very many questions, especially with the challenging scenario we proposed to him. Joel researched out and found the perfect LTC solution to meet our needs. Joel was always a great listener, always willing to find an answer if he did not know it, willing to go the extra mile for us. He served us with integrity, honesty, and always with our needs in mind! We are so thankful for Joel Ferris!
LC
Larry C,
Helena, MT

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Below is a link to the state of Washington government website that oversees the state mandated long-term care insurance program known as the Cares Fund. The website provides up-to-date, real time information about how the program is being administered, recommended improvements to the plan from a special oversight taskforce, and the ability to participate in Zoom meetings relating to the Cares Fund and the opportunity to provide comments and suggestions to state legislators and administrators of the program.