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A Special Notice to Washington Residents, or those from Oregon or Idaho who work in Washington

About Us

Ferris Long Term Care Insurance was founded in 2011 by Joel Ferris, Jr. It is an independent insurance agency specializing in all facets of long term care insurance planning. Joel received extensive training as a captive agent with the retail channel of Genworth Financial the industry leader in long term care insurance. Joel was a member of Genworth’s Pacific Northwest Regional Office out of Tukwila, WA between 2011 and 2015. He was one of about 450 captive agents for Genworth nationally. At the time Genworth was the largest provider of long term care insurance in the United States and the PNW regional office was the #1 ranked Genworth office in the US. Joel was also affiliated with the Spokane office of Northwest Planning, Inc., between 2015 and 2019. Northwest Planning was one of the pioneers in the field of long term care planning in the Inland Northwest since its founding in 1991.

Joel was an Endorsed Local Provider (ELP) for Dave Ramsey in Spokane, North Idaho, Montana and Western Wyoming. Joel also was the founder of the Spokane Elder Resource Team which gave free public workshops about long term care planning throughout the greater Spokane area between 2014 and 2018.

Currently Joel owns and manages a solo insurance practice focusing on the long term care planning needs of individual clients as well as corporate worksite clients. He is committed to ethical, honest business practices and high-quality customer service for each and every client.

An Independent Advantage

We are Independent Agents in Spokane, Washington, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Ferris Long Term Care Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

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Customer Reviews

We found him to be very knowledgeable, personable, and exceptionally responsive.
Kim T,
Spokane, WA

Customer Reviews

I wouldn’t call you a salesman, I would call you a guide.
Don B,
Petersburg, AK

Customer Reviews

Thank you again Joel for all your help.
Becky F,
Powell, WY

Customer Reviews

It has been a pleasure to work with Joel.
Carolyn J,
Spokane, WA

Customer Reviews

Joel was so helpful-he even arranged a conference call with my carrier…
Meg M,
Spokane, WA

Customer Reviews

We recommended Joel to our class and to our friends.
Jim D,
Post Falls, ID

Below is a link to the state of Washington government website that oversees the state mandated long-term care insurance program known as the Cares Fund. The website provides up-to-date, real time information about how the program is being administered, recommended improvements to the plan from a special oversight taskforce, and the ability to participate in Zoom meetings relating to the Cares Fund and the opportunity to provide comments and suggestions to state legislators and administrators of the program.