How to Build a Group Benefits Package that is Cost Effective
Group benefits are a must in today’s tough job market. The best candidates for your business will evaluate the benefits your company offers – but how can you build a benefits package you can afford, and which will appeal to the employees you want on your team? It takes strategy. Group Benefits Can be Affordable. […]
Health Insurance Frequently Asked Questions
If you have questions about health insurance, we offer answers to some of the most common questions we hear from our clients. Which health insurance plan is the best? No health insurance plan is the best for everyone. Each individual and family has a unique situation with regard to income from work, the number of […]
GoFundMe vs. Life Insurance: What You Should Know
You have likely seen a GoFundMe page for someone who suddenly passed away. GoFundMe pages allow others to donate to pay for final expenses or to help the family. These crowdfunding activities may be successful but come with some serious drawbacks. The family left behind is asking others for funds, adding stress to one of […]
Will My Income Affect My Medicare Premium?
Medicare has an “income-related monthly adjustment.” What does that mean to you? If you are a higher income earner, you will pay more for Medicare Part B, which covers doctor and outpatient care, and a range of other services. Essentially, if you are a higher-income earner, you will be required to pay a larger percentage […]
If You Don’t Have a Plan For Retirement, You Should.
Your retirement years may seem far off, but planning for retirement should start early in your working career – your retirement years could be decades, hopefully. With a healthy retirement plan, you will have the resources to live a comfortable lifestyle. You are likely eligible for Social Security benefits, but those benefits average only about […]
6 Common Mistakes When Shopping for Health Insurance
We all need health insurance, but choosing the right coverage can be difficult. If you sign up for the wrong plan, you may discover your error when it is too late. Watch out for these five common mistakes: 1. Choosing a plan based on premium costs alone. If you have a health condition that requires […]
What is Term Life Insurance, and How Does it Work?
Term life insurance is the most affordable form of life insurance. It provides coverage for a specific period, typically 10 to 30 years. A contract between you and an insurance company is established which, as long as you pay your monthly premiums, should you die unexpectedly, a death benefit will be paid to your beneficiaries […]
Here’s Why Providing Ongoing Training Is Important to Your Employees
The world is constantly changing. To succeed in the workplace, employees need resilience and the ability to adapt. Creating a collaborative learning environment can help your workforce develop skills that will drive innovation and growth for your business. Providing ongoing training creates a more positive work environment and shows your employees that you are willing […]
Tips on Getting the Most Out of Your Health Insurance in 2023
With the cost of healthcare today, everyone needs health insurance. Even young, active, healthy people can be involved in an accident, contract a virus, or develop an infection. Without health insurance, the cost of a doctor visit can range from $300 to $600. A five-day hospital stay could cost more than $10,000, not including ambulance […]
What Costs Should I Review When Planning a Funeral?
As most people are aware, funerals are expensive. A premium casket alone can run up to $10,000. Costs can vary, depending on the state, the selections you make, and whether the deceased is buried or cremated. The national median price was nearly $8,000 in 2021, as stated by The Zebra, and funeral costs are rising. […]