Should I Offer Multiple Health Plans?

After monetary compensation, health insurance is the most desirable benefit for most employees. If you offer only one health plan, your employees are limited in their healthcare choices. Offering a choice of health plans can make your benefits package significantly more attractive to existing and prospective workers. What Are the Benefits of Offering Multiple Health […]

5 Diabetic-Friendly Dinner Ideas for Thanksgiving

Let’s face it – the Thanksgiving holiday revolves around food. It’s all about getting together with family or friends to enjoy an indulgent meal. Traditional Thanksgiving dishes, like cornbread stuffing, mashed potatoes, and pumpkin pie, are chock full of carbs and sugar, which can wreak havoc on a diabetic’s blood sugar levels. Here are some […]

Understanding What’s Covered and What’s Not Covered with Life Insurance

How Life Insurance Can Be Used Life insurance can be an estate planning tool, an investment vehicle, or simply a way to replace lost income in case of unexpected death. Some people purchase life insurance to establish an inheritance for their children or as a strategy to donate to a favorite charity. Unlike other types […]

Medicare 101: Terms You Should Know When Reviewing Your Plan

When you enroll in Medicare, it is something like learning a new language. There are a number of terms you will need to learn to understand the process of enrollment and how your plan works. The following are some Medicare terms you will need to know when you review your plan. Part A: Medicare hospital […]

How to Support Your Employees’ Mental Health During the Holidays

Although the holidays are meant to be a time of joy and celebration, they can be particularly stressful for many people. For most employees, the holidays are an exceptionally busy time, with end-of year deadlines, shifts in normal schedules, and the added financial pressures of gift giving and special gatherings. With these added stressors in […]

How to Stay Protected This Flu Season

Influenza is commonly known as the flu. It is an infectious respiratory illness caused by influenza viruses. The two main types of flu viruses, A and B, spreading from person to person, are responsible for seasonal flu epidemics every year, as stated by CDC. Young children, older adults, and people with health conditions have a […]

Welcome to Parenthood: Here’s What You Should Know About Your Policy

Becoming a new parent is an exciting, challenging, and somewhat overwhelming experience. When your child is born, you are suddenly responsible for a whole new little person. Instantly, your top priority becomes caring for and protecting your child. Life insurance plays an important role in protecting your baby boy or girl. It is a way […]

Should I Apply for Medicare if I have Veterans Affairs Coverage?

The Veterans Administration (VA) encourages veterans to enroll in Medicare Parts A and B at age 65, during the initial enrollment period. This gives you more options for the care you may need in the future. VA health care will cover care you receive in VA clinics and hospitals, but it does not generally cover […]

Should I Provide 401(k) Matching?

Employees love to watch the value of their 401(k) grow. Employers who match 401(k) funds are providing one of the most popular employee benefits. The investment in these retirement savings accounts are tax-free, taxed when funds are withdrawn at retirement or when withdrawn early for another reason. Types of 401(k) Plans As an employer, you […]

Here’s Why You Should Buy Life Insurance for Your College Student

A college student does not typically have children or debt, other than student loans. With no dependents who rely on them, why would you buy life insurance for a child in college? No one wants to consider the death of a child. However, should this tragedy occur in your family, if you have co-signed on […]